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khorramabadi, M., rashidi, M., seif, S., Mohammadzadeh, M. (2024). Investigating the effect of government policy uncertainty and interest rate fluctuations on the risk of government bank debts. Electronic and Cyber Defense, 5(3), 91-113.
Mehdi khorramabadi; mohsen rashidi; samira seif; Mehdi Mohammadzadeh. "Investigating the effect of government policy uncertainty and interest rate fluctuations on the risk of government bank debts". Electronic and Cyber Defense, 5, 3, 2024, 91-113.
khorramabadi, M., rashidi, M., seif, S., Mohammadzadeh, M. (2024). 'Investigating the effect of government policy uncertainty and interest rate fluctuations on the risk of government bank debts', Electronic and Cyber Defense, 5(3), pp. 91-113.
khorramabadi, M., rashidi, M., seif, S., Mohammadzadeh, M. Investigating the effect of government policy uncertainty and interest rate fluctuations on the risk of government bank debts. Electronic and Cyber Defense, 2024; 5(3): 91-113.

Investigating the effect of government policy uncertainty and interest rate fluctuations on the risk of government bank debts

پژوهش‌های راهبردی بودجه و مالیه
Article 4, Volume 5, Issue 3 - Serial Number 19, October 2024, Pages 91-113    PDF (1.17 M)
Document Type: Original Article
Authors
Mehdi khorramabadi* 1; mohsen rashidi2; samira seif1; Mehdi Mohammadzadeh3
1Assistant Professor, Department of Accounting, Payame Noor University, Tehran, Iran.
2Associate Prof. in accounting, Faculty of Management and Economic Lorestan University, Iran
3Master of Accounting, Parandak Institute Education, Tehran, Iran
Receive Date: 05 March 2024,  Revise Date: 22 July 2024,  Accept Date: 22 July 2024 
Abstract
Government debt to commercial banks has been growing in recent years in Iran.
Increase in government debts to commercial banks, while increasing the risk of non-payment of government debts on time (Conversion of current claims of banks from the government into deferred claims), causing an increase in liquidity and its subsequent negative effects.
It has also affected the country's economy. Therefore, this research seeks to investigate the risk of government debt to the system Banking in Iran is affected by the uncertainty of government policies and interest rate fluctuations. The research method is an analytical-causal library study using panel data approach.
For this purpose, the financial information of banks admitted to the Tehran Stock Exchange during the period of time 2016 to 2021 has been reviewed. The results of the research showed that the uncertainty of macro-government policies the risk of non-payment of bank debts by the government has a positive and significant effect on bank interest rate fluctuations the risk of non-payment of bank debts by the government has a negative and significant effect. Therefore, investors should according to the environmental conditions, make more correct decisions in order to choose the shares of commercial banks in this way, not only the amount of damage caused by the uncertainty of economic policies can be minimized, but also this economic environment also obtained good returns.
Keywords
Uncertainty of the government's macro policies; bank interest rate fluctuations; the risk of non-payment of bank debts by the government
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