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امکانسنجی استفاده از الگوی روابط کنشگران تامین مالی در بانکداری سرمایه گذاری جهت واقعی نمودن روابط سپرده گذار و تسهیلات گیرنده در نظام بانکی ایران | ||
پژوهشهای راهبردی بودجه و مالیه | ||
مقاله 2، دوره 5، شماره 3 - شماره پیاپی 19، مهر 1403، صفحه 31-63 اصل مقاله (1.29 M) | ||
نوع مقاله: مقاله پژوهشی | ||
نویسندگان | ||
مهدی وطنخواه* 1؛ محمد سلگی2؛ علی اسلام جو3 | ||
1گروه مدیریت مالی، دانشکده مدیریت و برنامهریزی راهبردی، دانشگاه جامع امام حسین (ع)، تهران، ایران | ||
2استادیارگروه مدیریت مالی دانشکده مدیریت و برنامه ریزی راهبردی دانشگاه جامع امام حسین (ع)، تهران، ایران | ||
3پژوهشگر کمیته مالی، سرمایه گذاری و بانکداری اسلامی دانشکده مدیریت و اقتصاد دانشگاه جامع امام حسین علیه السلام | ||
تاریخ دریافت: 02 بهمن 1402، تاریخ بازنگری: 02 اسفند 1402، تاریخ پذیرش: 18 مهر 1403 | ||
چکیده | ||
علیرغم وجود پیشینهی 100 ساله بانکداری در ایران، بانکداری ایران دارای مشکلاتی از جمله صوری بودن عقود و ناکارآمدی است. پژوهش حاضر با استفاده از امکانسنجی الگوی روابط کنشگران مالی بانکداری سرمایه گذاری در جهت واقعی نمودن ارتباط میان سپرده گذار و تسهیلاتگیرنده در نظام بانکی ایران و مرتفع نمودن مشکلات جاری نظام بانکی ایران میپردازد. پژوهش حاضر با استفاده از مطالعات کتابخانهای، مصاحبه خبرگانی و پرسشنامه دلفی فازی انجام شده و نمونه آماری به صورت هدفمند- قضاوتی انتخاب شده است. حجم نمونه آماری پژوهش حاضر در گامهای متفاوت به ترتیب برابر با 8، 11 و 10 نفر خبره است. نتایج پژوهش بیانگر آن است که ابعاد احصا شده از دیدگاه ادیشمندان حوزه مالی و ادبیات نگرش سیستمی، شامل سیستمی و غیرسیستمی است. مؤلفه های بعاد مذکور، شامل تأمین منابع، مدیریت، تخصیص منابع، سیاسی، اقتصادی، اجتماعی، فناوری، زیست محیطی و حقوقی است. با توجه به نظر اندیشمندان حوزه پولی و مالی ایران، اجرای الگوی مذکور امکان پذیر بوده و می تواند مشکلات نظام بانکی ایران را مرتفع نموده و ارتباط میان تسهیلات گیرنده و سپرده گذار را واقعی نماید. علاوه بر این در حین انجام مراحل پژوهش الگویی جهت امکانسنجی استفاده از الگوی روابط یک نهاد مالی در سایر نهادهای مالی، مورد تدوین و تبیین قرار گرفت. | ||
کلیدواژهها | ||
امکانسنجی پیاده سازی الگوی روابط؛ بانکداری سرمایهگذاری؛ نظام بانکی ایران | ||
عنوان مقاله [English] | ||
Feasibility of using the model of financing actors' relations in investment banking to make the depositor's and receiver's facility relations real in Iran's banking system | ||
نویسندگان [English] | ||
Mahdi Vatankhah1؛ mohammad solgi2؛ ali eslamjoo3 | ||
1Department of Financial Management, School of Management and Strategic Planning, Imam Hossein University (AS), Tehran, Iran | ||
2Assistant Professor, Department of Financial Management, School of Management and Strategic Planning, Imam Hossein University (AS), Tehran, Iran | ||
3Researcher, Faculty of Management and Economics, Imam Hussein University of Technology | ||
چکیده [English] | ||
Despite the existence of a 100-year history of banking in Iran, Iranian banking has problems such as formality of contracts and inefficiency. The present study uses the feasibility model of the relationship between the financial actors of investment banking in order to make the relationship between the depositor and the recipient of facilities in the banking system of Iran real and solve the current problems of the banking system of Iran. The current research was conducted using library studies, expert interviews and fuzzy Delphi questionnaire, and the statistical sample was selected in a purposeful-judgmental manner. The size of the statistical sample is different in every step. The results of the research show that the measured dimensions from the point of view of scholars in the field of finance and systemic approach literature, including systemic and It is unsystematic. The components of the mentioned dimension include provision of resources, management, allocation of resources, political, economic, social, technological, environmental and legal. According to the opinion of the experts and thinkers of the monetary and financial field of Iran, the implementation of the mentioned model is possible and can solve the problems of the banking system of Iran and make the relationship between the receiver and depositor facilities real. In addition, during the research process, a model for the feasibility of using the relationship model of a financial institution in other financial institutions was developed and explained. | ||
کلیدواژهها [English] | ||
Feasibility of implementing the relationship model, investment banking, banking system of Iran | ||
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